Working with Paul Murray Investments

We provide non-product driven Financial Planning advice centred around Cash Flow Planning. Cash Flow Planning helps us, and you, identify need areas for your clients.

Potential need areas include:

  • Wills
  • Trusts
  • LPA’s
  • Property Ownership
  • Deeds of variation
  • Tax planning
  • Business sales
  • IHT Planning
  • Elderly care planning

*These products and service are not regulated by the Financial Conduct Authority.

We can’t meet all these need areas on our own, we recognise the importance of working carefully with a client’s legal and tax advisers to ensure a co-ordinated approach.

Cash Flow Planning Key Benefits

1. Collaborative and Interactive

Raise clients understanding of and engagement in financial decision making through an interactive approach.  PMI believe that engagement in this Financial Planning process is helpful towards client retention and offers you as a professional partner new clients and new business opportunities.

2. Simulations and Interactive Content

Visual simulations enable your client to view the impact of life changing events such as premature death, business sale, long term disability and to consider the impact of taking specific actions (e.g. Will planning, tax advice, LPA’s)

3. Product and Tax Rules

Customised with UK Income and Capital Gains Tax and product rules. Models fully your client’s year-on-year tax position. Ability to handle top slicing, pension drawdown strategies and lifetime allowance calculations. Complex financial scenarios are simplified.

4. Building the Plan – A flexible approach

Easily demonstrate potential changes in circumstances through the client’s lifetime. What if planning offers the ability to change any aspect of original plan, increase/decrease income or expenses, change retirement dates or other key event timings, adjust investment portfolios or growth assumptions (e.g. business sale, property disposal, legacy planning)

To speak to us today about Cash Flow Planning please Contact Us.